CHAPEL HILL HOME FINANCE WORKSPACE
Compare the first loan, combined secured debt and gross equity.
34 tools. One connected workspace.
Home equity
Keep primary and subordinate balances visible in the same equity calculation.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-23.3No appraisal or lender-approved value. This is gross equity before sale, payoff and discharge charges.
Get help with my next step ↗First-loan LTV
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
Combined LTV includes the other property-secured balances you enter. Omitting a second mortgage or HELOC can overstate available equity.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Divide secured balances by entered home value.
No appraisal or lender-approved value. This is gross equity before sale, payoff and discharge charges.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.
YOUR NEXT STEP / MITEY U.S.
Ask MITEY about the calculation, an assumption or how to organize your next decision. Choose whether to include your scenario.
This is an educational enquiry. It is not a request for a lender quote, approval or regulated mortgage advice.